The (Not So) Secret Diary of a Canadian First-Time Homebuyer

Mortgage Tips Donna Thornton 20 Mar

    So, you’ve decided to dive headfirst into the frosty pool of Canadian real estate, eh? Brace yourself for a journey as thrilling as a hockey shootout and as intricate as assembling IKEA furniture without the instructions. Here’s a slightly less dry guide for all you brave souls aiming to plant your flag in the […]

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Strategic Financial Moves: Refinance Your Mortgage To Eliminate High-Interest Debt

Mortgage Tips Donna Thornton 28 Dec

  Introduction In the quest for financial stability, homeowners often overlook a powerful tool at their disposal: refinancing their mortgage to pay off higher-interest debts. By shifting the focus from interest rates to monthly payments, this strategy can be a game-changer for your financial health. Let’s dive into why this approach makes sense. Refinancing to […]

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10 Smart Ways to Save Money During the Holiday Season

General Donna Thornton 15 Dec

The holiday season is a time of joy, celebration, and giving. However, it’s also notorious for straining our budgets with gift shopping, festive decorations, and extravagant feasts. But fear not! With a little planning and some clever strategies, you can enjoy the holiday season without breaking the bank. In this blog post, we’ll explore 10 […]

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Debt Got You Down?

General Donna Thornton 23 Feb

We are all friends here, amirite? Honesty is the best policy, right? Great! COVID is hard. The price of gas is insane. The cost of groceries…NUTS. But do you know what’s worse? Debt. Between the cost of living, mortgage and credit card debt, and life in general, people are struggling. The Bank of Canada has […]

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Is your car costing you your house?

General Donna Thornton 17 Feb

With the cost of houses ever increasing, getting into the real estate market seems to be a struggle for first time homebuyers. Here are some fun facts: The average price of a home in Hamilton in 2022 is $976,423 up from $721,178 in 2021. (For more details CLICK HERE). The average salary in Ontario is […]

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Bank or Mortgage Broker. That is the question!

General Donna Thornton 8 Feb

Bank or Mortgage Broker? Help! Your parents tell you to go to your bank. Your best friend suggests a call to their Mortgage Broker.  What should do you do? The first step is understanding the difference between the two. Bank Representatives are employed by the bank and are often paid salary and commission. They are […]

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